It seems weird to wake up knowing that we’re currently drowning in debt and yet hopeful that we’ll be moving out of our dumpy little apartment and into a home at some point. For a long time, I could only picture living in this place 10 years from now and having our kids ashamed to bring friends over.
This morning, life is looking and feeling much better. I know that it’s not going to be an easy journey, but last night I went to the first Financial Peace University class and I LOVED it! I was expecting something a bit dry and hard to digest, but I have never laughed so much while being told that everything I’ve done is wrong!
Not only that, but as I sat there, the wheels in my head started churning on how I can get my emergency fund built as quickly as possible. I’m blessed that working from home, I can create my own destiny to some extent. It was AMAZING when I put the amount of money I need to put in savings into how many designs I need to complete. All of a sudden, what was a daunting, scary, unattainable amount of money seems so simple!
By the time we were driving home, I bumped up my goal date by a week. At first, it was by the end of February, but I’m going to be in Nashville at the end of the month, so there will be 4 days I’m not doing design work and then there are only 3 days left in the month after I get home. That’s not much time to get money into the bank. So now, my plan is to have my emergency fund built to $1000 by February 22nd, the day before I leave. If I achieve that, I’m going to take a detour on my way to Opryland and visit Financial Peace Plaza as soon as I touch down in Nashville! In the coming days, I will explain why this is such an important thing for me to do…
Remember, if you don’t take the first step, you’ll never get to the finish line!